..MALAYSIAN ASSURANCE ALLIANCE BERHAD......MALAYSIAN ASSURANCE ALLIANCE BERHAD......MALAYSIAN ASSURANCE ALLIANCE BERHAD......MALAYSIAN......

13 Sep 2011

Malaysian Assurance Alliance Berhad

Agensi Berdaftar Insurance Malaysia Cell Phone : +60194292903 Email : www.nurulhaidaabdhamid@yahoo.com





MAA Holdings Berhad is the parent company of the MAA group of companies. Controlled by the Melewar Group, MAA Holdings Berhad is listed on the main board of the Bursa Malaysia Securities Berhad.


MAA Holdings Berhad has targeted itself to be the leading insurance and financial services provider in South Asia with its dominance in Malaysia and its representation now visible in Indonesia and the Philippines.

Life
Life insurance combines protection with a regular savings programme, setting aside your money, which is then managed by professionals to ensure that a particular need or goal is met, while still providing financial security against unexpected events.
It is also an excellent financial planning tool, helping your savings to grow so that you can plan for the future - whether for retirement or your children's education - with confidence.



    MedicaLife 210


    Description
    Your life is always precious, especially to your loved ones. It’s a sad reality but life can be changed forever through a freak accident, a sudden heart attack or a dread disease. Its effects can be devastating, especially on your family! So, don’t let yourself be caught unprepared for these sudden mishaps.
    Protect yourself against the rising cost of medical treatment with MedicaLife 210.
    Benefits
    This is a guaranteed renewal policy up to age 80. MedicaLife 210 is a standalone Hospitalisation & Surgical policy with 4 plans available for the Insured. It prepares policyholders for costly medical expenses with high lifetime limit – as high as RM 1,200,000.
    The Insured will be provided with a MedicaLife 210 Medical Card to facilitate hospital admission. The Medical Card is accepted by a panel of quality hospitals nationwide.
    The Insured will also get to enjoy international assistance programs with MedicaLife 210. The services offered are International Medical Assistance, Travel Assistance, Car Assistance and Home Assistance.   




    Schedule of Benefit
    PLANS PLAN 1 PLAN 2 PLAN 3 PLAN 4

    BENEFITS
    RM
    Overall Annual Limit 50,000 100,000 150,000 200,000
    Overall Lifetime Limit 300,000 600,000 900,000 1,200,000
    Out-Patient Kidney Dialysis Treatment Lifetime Limit 50,000 150,000 250,000 300,000
    Out-Patient Cancer Treatment Lifetime Limit 75,000 200,000 300,000 400,000
    LIMIT


    HOSPITAL BENEFITS
    • Hospital Room & Board
      (max. 200 days per annum)
    120 180 260 350
    • Intensive Care Unit
      (max. 60 days per annum)
    As Charged
    • Hospital Supplies & Services
    • Surgical Fees
    • Anaesthetist Fees
    • Operating Theatre
    • Pre-Hospital Diagnostic Tests
      (within 60 days prior to admission)
    • In-Hospital Physician Visit
      (max. 200 days per annum)
    • Pre-Hospital Specialist Consultation
      (within 60 days prior to admission)
    • Post Hospitalisation Treatment
      (within 60 days from discharge)


    OUTPATIENT BENEFITS
    • Emergency Accidental Outpatient Treatment
      (within 72 hours and follow-up treatment to a max. of 31 days)
    As Charged
    • Out-patient Physiotherapy Treatment
      (within 90 days from discharge / surgery)
    • Out-patient Kidney Dialysis Treatment
    • Out-patient Cancer Treatment


    OTHER BENEFITS
    Ambulance Fees (max. per disability) 300 400 500 750
    Daily-Cash Allowance at Government Hospital
    (max. 200 days per annum)
    50 60 75 85
    Home Nursing Care
    (max. per disability)
    500 750 1000 1500
    Insured Child’s Daily Guardian Benefit
    (max. per disability)
    200 250 300 400
    Medical Report Fee 100 120 120 120
    Government Service Tax As Charged

     


    Who is Eligible?

    You can be insured with MedicaLife 210 if you are between 0 (30 days) and 59 years old (age last birthday).


    Sihat Malaysia


    Description
    Have you ever thought of what follows in the event a loved one is hospitalized due to an accident or illness? Not only is your mind filled with concern over their well being, you will also have to bear the financial expenses – from a deposit, financial guarantee to settlement of a huge bill on discharge.

    Why take chances? Sihat Malaysia prepares you for these costly expenses and ensures comprehensive coverage in terms of medical, surgical and hospital costs, ambulance fees and other related medical charges. It is a Malaysian product for all Malaysians. Sihat Malaysia is a product by the National Insurance Association of Malaysia (NIAM) in collaboration with Metronic iCares Sdn Bhd, a managed care organization which will facilitate your convenient admission to and discharge from a panel of hospitals.

    This is the first health insurance scheme designed by the National Insurance Association of Malaysia that provides full hospitalization coverage due to an accident or illness.

    Benefits
    This is a standalone policy, which provides 24-hour comprehensive hospitalization and surgical benefits for Individuals and Families.  It is available in 6 options to cater for various budgets.  The Insured will be protected with as high as RM 150,000 in Overall Annual Limit.
    The Insured will be provided with a Sihat Malaysia Medical Card to facilitate hospital admission.  The Medical Card is accepted by a panel of hospitals nationwide.


    Schedule of Benefit

    PLANS PLAN 1 PLAN 2 PLAN 3 PLAN 4 PLAN 5 PLAN 6
    BENEFITS RM
    Overall Annual Limit 10,000 20,000 30,000 50,000 100,000 150,000
    MAXIMUM PER DISABILITY


    HOSPITAL BENEFITS
    • Hospital Room & Board
      (Max. 150 days)
    60 80 120 200 350 450
    • Intensive Care Unit
      (Max. 75 days)
    120 160 250 400 500 600
    • Hospital Supplies & Services
    As Charged
    (Subject to Reasonable and Customary Charges)
    • Operating Theatre      


    SURGICAL BENEFITS
    Surgical expenses comprising the following, but excluding organ transplantation: 7,000 12,000 20,000 30,000 65,000 100,000
    • Pre-Surgical Diagnostic Tests (Within 60 days prior to surgery)
    • Pre-Surgical Specialist Consultation  (Within 60 days prior to surgery)
    • Surgical Fees
    • Anaesthetist Fees


    MEDICAL BENEFITS
    Medical expenses for non-surgical treatment, comprising: 7,000 12,000 20,000 30,000 65,000 100,000
    • Pre-Hospital Diagnostic Tests (Within 60 days prior to admission)
    • Pre-Hospital Specialist Consultation  (Within 60 days prior to admission)
    • In-Hospital Physician Visit
      (Max. 60 days)
    • Post Hospitalisation Treatment (Within 31 days from discharge)


    OUT-PATIENT BENEFITS
    Emergency Accidental Outpatient Treatment
    (Within 24 hours and follow-up treatment to a max. of 31 days)
    As Charged (Subject to Reasonable and Customary Charges)
    Outpatient Physiotherapy Treatment (Within 90 days from discharge/ surgery)
    Ambulance Fees 200 250 300 500 700 1,000
    Monthly Outpatient Cancer & Kidney Dialysis Treatment 1,000 2,000 3,500 4,000 5,000 6,000
    ORGAN TRANSPLANT
    Kidney, Heart, Lung, Liver or Bone Marrow Transplantation 5,000 12,500 20,000 30,000 50,000 60,000
    OTHER BENEFITS
    Daily Cash Allowance at Government Hospital
    (Max. 150 days)
    25 35 45 50 55 60
    Insured Child’s Daily Guardian Benefit (Max. 60 days) 25 50 75 100 175 200

    Who is Eligible?


    You can be insured with Sihat Malaysia if you are between 0 (30 days) and 59 years old (age last birthday) 




      


    Family Income Planning

    (I)  Total Liquid Assets
     Savings :
     EPF :
     Shares :
     Others :
     Total :
           
     (II)  Family Expenses/Month
     Household :
     Children :
     Loans Repayment :
     Others :
     Monthly Total :
     Annual Total :
           
    ANALYSIS
    Amount needed to generate income for maintaining family lifestyle. = Annual Family Expenses
    / Annual Interest Rate (Fixed Deposit)
    =


    Sum Assured You Need = Amount Needed
    - Liquid Assets
    =
    * All figures are in Ringgit Malaysia (RM)



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